About SeniorHealthcare

This author SeniorHealthcare has created 68 entries.

Are You Choosing Coinsurance or Copay?

Copays are not the enemy. Here’s the bottom line – if you are receiving Medicare benefits, you either pay a coinsurance or a copay. It is totally up to you which one you choose, but before you do, here is something you should probably know. What is coinsurance? A coinsurance is a portion of your medical bill that you are responsible for – the one that you get a bill for in the mail. Coinsurance is calculated as a percentage of your

What is OTC Card?

Over-the-counter items or OTC for short are medicines or products that are used to aid in the treatment or management of certain health conditions or for general health and wellness. These items are called over-the-counter items because they usually do not require a prescription to acquire – you can typically order them by picking them up in-store or requesting them “over-the-counter” from your local pharmacy. Some popular OTC items include vitamins, cold and flu medicines, pain medicines, sleep aids, allergy medicines,

Two Thirds of Americans Don’t Plan for Healthcare in Retirement

According to Social Security Administration, every day, approximately 10,000 baby boomers in the United States hit their retirement age. Unfortunately, many are unprepared for retirement, lacking sufficient retirement savings or a retirement budget. While many soon-to-be retirees will face financial issues, there’s one issue that stands out for the majority of baby boomers … The cost of Healthcare! When surveyed, 65% of non-retired Americans ages 50 and over stated they had no plan at all to handle unforeseen health-related expenses. No plan is

Drawing Social Security and Squeezing For Cash? 5 Things You Can Do For Free

Social Security was never meant to be your only source of income when you retire and we are certain that you did not plan to be in such a huge income deficit in what should be the delight and highlight of your life – retirement. But with meager pensions, almost nonexistent savings and expected life spans continuously getting longer, Social Security has been the saving grace for many. It is the “at least” for many Americans after all else has

Medicare and Diabetes

Diabetes is a national phenomenon and an epidemic by right. It is also a sweeping health issue among seniors in the US, with 25% of people ages 65 and older suffering from diabetes. This means that about 12 million seniors are suffering from this condition. This is not a disease to be taken lightly since the more aged a person with diabetes gets, the more prone they are to having complications from the illness. According to the World Health Organization,

How To Alleviate Health Deficits Caused by Poverty In Seniors Using Medicare Benefits

How Poverty Affects Older Adults Believe it or not, poverty has been reported as a health issue amongst seniors, with 45 percent of adults ages 65 and older being considered impoverished, falling below the poverty level. This is according to a 2015 Kaiser report. The main contributing factors to this number include the availability of financial resources, financial liabilities such as cost of living, the demand for benefits like food stamps and Medicaid, and medical expenses. The report states that older

Getting Started With Medicare

Choosing the best Medicare advantage plan can become a long and excruciating process without having the right team of experts to support you in your decision-making. It may take you less than an hour to pick a Medicare Advantage plan, but the decision you make determines your access to healthcare services and the cost associated with those services. Many Medicare beneficiaries don’t understand this concept because only a few take the time to compare their options. We have heard too

Is There A Catch To Medicare Advantage?

Medicare Advantage plans have proven repeatedly that they are the answer to many of the healthcare needs that arise with Medicare beneficiaries. This is one of the reasons why many Medicare beneficiaries are on the hunt for the best Medicare advantage plan and the top-rated Medicare advantage plans in 2021. But don’t take my word for it, a quick database research will show that on average 32,600 Medicare beneficiaries search the internet for the best Medicare advantage plan daily. Medicare Advantage

10 Frequently Asked Questions About Medicare Advantage Plans

The first step in understanding Medicare health insurance and all the benefits you can get with Medicare is to ask the right questions. These are a few of the right questions to ask with the answers. 1. Will I lose my doctors if I get a Medicare Advantage Plan? Doctors fall in and out of plan networks on a rolling basis. This means that your doctor can be in-network with your plan today, and then leave the network tomorrow. Alternatively, your doctor

9 Heart-Healthy Superfoods to Add to Your Diet

Heart disease is the number one cause of death in the United States, but we can do much to change that. What you put into your diet directly impacts your heart health, which means making a few changes in your diet could save your life. If you want to lower your blood sugar and bad cholesterol or help unblock your arteries, you will want to shop for these heart-smart foods that are commonly overlooked. Fruits are good