How Does Medicare and Tricare Work Together?
If you or your spouse have served in the military and are under the age of 65, you may be eligible for TRICARE, a valuable health insurance program. However, as you approach the age of 65, you become eligible for Medicare and TRICARE for Life, which introduces additional options and considerations. This page provides essential information about how Medicare and TRICARE work together to ensure you receive comprehensive healthcare coverage.
Medicare and TRICARE Interaction
TRICARE Eligibility Under 65:
- If you are under the age of 65 and either you or your spouse are retired from the military, you, along with your family, may be eligible for TRICARE, a government-sponsored healthcare program designed to cater to military personnel and their families.
Transition to Medicare and TRICARE for Life at Age 65:
- Once you or your spouse reach the age of 65, you become eligible for Medicare. In addition to Medicare, you are also eligible for TRICARE for Life, ensuring continuous healthcare coverage as you age.
Enrollment Requirements for TRICARE for Life:
- If you receive TRICARE for Life, you must enroll in both Medicare Parts A and B. These are the foundational components of Original Medicare, which provides essential coverage for hospital care (Part A) and medical services (Part B).
Unlocking Additional Benefits with Medicare Advantage:
- Enrolling in Medicare Parts A and B opens up the opportunity to sign up for a Medicare Advantage plan (Part C). These plans, offered by private insurers, often include extra benefits based on your location. They complement the coverage provided by TRICARE for Life and may cover services that Medicare alone does not.