Comparing Medicare Advantage Plans: What to Look For? *We are not affiliated with or connected with *Medicare or any other government program or agency. Choosing the right Medicare Advantage plan is crucial for your healthcare needs. With numerous options available, it’s vital to compare them carefully to find the best fit. Here’s a breakdown of what to consider when comparing…

*We are not affiliated with or connected with Medicare or any other government program or agency. We partner with well-known carriers you can trust. Affordable Hearing Insurance Options for Seniors We are not affiliated with or connected with Medicare or any other government program or agency. As we age, hearing loss becomes a common challenge. Addressing this issue often involves…

Navigating dental insurance benefits can feel like a maze, but it doesn’t have to be overwhelming. Understanding what your plan covers and how to maximize it can save you time and money. Here’s a clear guide to help you grasp the basics and get the most out of your dental insurance benefits. What Are Dental Insurance Benefits? Dental insurance benefits…

Top 7 Tips for Maximizing Medicare Advantage Benefits *We are not affiliated with or connected with *Medicare or any other government program or agency.  Are you making the most out of your Medicare Advantage plan? Here are some simple yet effective tips to help you get the most bang for your buck: 1. Understand Your Coverage First things first: take…

When it comes to navigating healthcare options for seniors, Medicare Advantage plans often offer a comprehensive solution. However, many beneficiaries may not be aware of the full range of benefits these plans can provide. This guide will explore some lesser-known strategies for maximizing the value of Medicare Advantage plans, Las Vegas. Understanding Medicare Advantage Plans Before diving into strategies, let’s…

As our population ages, the prevalence of Alzheimer’s disease continues to rise. This neurodegenerative condition not only affects individuals but also places a major financial burden on families and caregivers. In such circumstances, understanding Medicare coverage for Alzheimer’s becomes crucial. Here, we discuss into the key considerations regarding Medicare coverage for Alzheimer’s and how it extends to disabilities. Understanding Medicare…

Medicare Advantage plans give a comprehensive alternative to Original Medicare, providing additional benefits and coverage options. Among these, PPO (Preferred Provider Organization) plans stand out for their flexibility and accessibility. By understanding the nuances of PPO plans and implementing effective strategies, beneficiaries can maximize their Medicare Advantage experience. Understanding Medicare Advantage Plans Before delving into PPO plan strategies, it’s essential…

Welcome to a journey of renewed sight! In this comprehensive guide, we embark on a quest to unravel the mysteries of cataracts and discover the path to a new dawn of clarity. Bid farewell to the days of visual struggle as we explore the steps that lead to the end of your suffering with cataracts. Introduction: Cataracts can significantly impact…

Journey with us as we demystify the world of Over-the-Counter (OTC) cards. This comprehensive guide not only unveils the purpose behind these cards but also empowers you with knowledge on how to make the most of their perks for a healthier and more fulfilling life. Introduction: OTC (Over-The-Counter) cards have become increasingly popular in healthcare, offering beneficiaries a convenient way…

As you approach the milestone of turning 65, the doors to Medicare swing open. This guide is your trusted companion, walking you through the essential steps to take before you embrace the world of Medicare. Let’s navigate this milestone together and ensure you step into this new chapter with confidence. Reaching 65 is a significant milestone, especially in terms of…

Deciphering the differences between Medicare and Medicaid can be challenging, as both programs play critical roles in providing healthcare coverage to millions of Americans. Understanding the distinctions between these programs is essential for making informed healthcare decisions. In this comprehensive guide, we’ll explore the differences between Medicare and Medicaid, shedding light on eligibility criteria, coverage options, and key distinctions between…

Introduction: Navigating Medicare prescription coverage can feel like a daunting maze, with numerous plans, formularies, and options to consider. It’s essential to untangle this predicament to ensure you have access to the medications you need without breaking the bank. In this comprehensive guide, we’ll delve into the complexities of Medicare prescription coverage, providing insights and solutions to help you navigate…

Introduction: In recent years, the landscape of healthcare has undergone a significant transformation with the emergence of the “Wellness Revolution.” This revolution, particularly evident in Medicare Advantage plans, represents a fundamental shift towards proactive health management and holistic well-being. In this comprehensive guide, we will explore the Wellness Revolution within Medicare Advantage, uncovering its impact, benefits, and how it is…

Introduction: Medicare Advantage plans offer an alternative approach to healthcare coverage for Medicare beneficiaries. Understanding these plans is crucial for making informed decisions about your healthcare needs. In this comprehensive guide, we’ll delve into the intricacies of Medicare Advantage, providing detailed insights into coverage options, enrollment periods, and common FAQs to help you navigate the complexities of healthcare planning. Understanding…

“Every strike brings me closer to a home run.” — Babe Ruth What does a Medicare Cost plan cover? Medicare Cost Plan Coverage Enrollment in Medicare Cost Plan Medicare Part D enrollment Enrollment into a Medicare Cost Plan Enrollment and Eligibility for Medicare Part B The Takeaway If there is not a Medicare Cost plan available where you reside, here…

Senior Healthcare Advisors/Dr. Marilyn Field After you are enrolled in Medicare Part B (medical), you can then enroll in a Medicare Cost plan. It is important to know that individuals looking to enroll in a Medicare Cost plan must be accepting new members and it must be offered in your area. Once you’re enrolled in Part B, you can enroll…

If you are about to hit your 65th birthday, there is a good chance that you are thinking about a lot of things: retirement, grandkids, traveling, or starting a garden. It is also possible that you are anticipating your eligibility for Medicare. In general, Medicare eligibility is for individuals who are 65 and older. You can get Medicare before the…

There are several things to consider during Open Enrollment for Medicare. First of all, it is not a requirement to sign up for Medicare online. You can apply for Medicare in person or over the phone, but if you want to save time, finishing your application online is probably your best method. Creating an account online is a good way…

What are Medicare Advantage Plans? A Medicare Advantage Plan, also referred to as Medicare Part C, is an alternative way to receive your Medicare Part A (hospital) and Part B (medical). Medicare Advantage Plans or MA Plans, are offered by private companies that are approved by Medicare. These private insurance companies must follow rules set by Medicare. There are various…

What is Preventive Care? Preventive care is exactly what the name suggests. It is care provided to you that prevents disease, illnesses, and injuries. It is accomplished through various health and wellness treatments and interventions; all to keep you healthy in mind, body, and spirit. Medicare Part B (medical) provides coverage for many preventive services, such as vaccines, screenings, and…

There are many types of over-the-counter (OTC) medications people take for joint pain. Most of the products depend on only a few ingredients to relieve joint pain. BE CAREFUL when combining OTC medications!! Many over-the-counter OTC medications contain the same ingredients, so it is essential to know what the ingredients are in the medications you take. Because if you take…

Vaccinations for seniors should be an essential priority. As we age, our immune systems weaken, making it crucial for seniors to remain updated with recommended vaccines, including boosters, to enhance protection. Diseases such as influenza (flu) and shingles are particularly serious and prevalent among older adults and are covered by vaccines. Maintaining social connections with friends, colleagues, and family can…

Most Common Types of Medicare Advantage Plans *We are not affiliated with or connected with *Medicare or any other government program or agency. Most Common Types of Medicare Advantage Plans There are various types of Medicare Advantage plans. The two most frequently used are: HMOs (Health Maintenance Organizations). HMOs have closed provider networks and you usually have to get all…

The process of aging comes with its own set of stressors, concerns, changes, and challenges. Each of these on their own can take a toll on mental health, so experiencing more than one of these concerns, especially for those who have little to no support system can be overwhelming. Older adults can face a variety of mental health disorders, including…

Medicare Advantage: Is There a Catch? Medicare Advantage plans have proven repeatedly that they are the answer to many of the healthcare needs that arise with Medicare beneficiaries. This is one of the reasons why many Medicare beneficiaries are on the hunt for the best Medicare advantage plan and the top-rated Medicare advantage plans in 2021. But don’t take my…

In healthcare, disparities continue to exist, leaving certain groups underserved. Devoted Medicare Advantage Advisors play a crucial role in bridging this gap, ensuring everyone has access to quality care. These advisors work tirelessly to address healthcare disparities through Medicare Advantage Advisory. They tailor solutions to individual needs, provide community outreach and education, break down financial barriers, build trust with empathy,…

Imagine yourself navigating the complex world of healthcare, feeling overwhelmed and unsure about which plan to choose. It’s a daunting task, but fear not. In this era of personalized medicine, Medicare Advantage plan advisors are here to be your trusted guides. They offer custom solutions specifically designed to meet your unique healthcare needs. With their expertise and support, you can confidently make…

Medicare Advantage plans are often lauded for their comprehensive coverage and added benefits, but did you know that there are lesser-known features that can truly enhance your healthcare experience? Beyond the basics of doctor visits and prescription drug coverage, Medicare Advantage plans offer a variety of perks and services that can make a significant difference in your overall well-being. Let’s…

As we look at all the different healthcare choices out there, Medicare Advantage plans really shine because they give you a lot of coverage and personalized care. While some people know about the main benefits these plans offer, there are also some cool perks that not everyone knows about yet. Let’s explore five of these hidden treasures within Illinois, Medicare…

Picture this: you’ve just had a dental procedure done, and now comes the part many dread – dealing with insurance claims. Navigating the maze of dental insurance coverage can be daunting, but there are unsung heroes in the form of dental insurance consultants who specialize in making this process smoother. This blog will discuss about the crucial role these consultants play in…

There are many over-the-counter (OTC) medications people take for joint pain. Most products depend on only a few ingredients to relieve joint pain. There are many over-the-counter (OTC) medications people take for joint pain. Most products depend on only a few ingredients to relieve joint pain. BE CAREFUL when combining OTC medications! Many over-the-counter OTC medications contain the same ingredients,…

Unlocking Medicare: Navigating Disability and Enrollment with Confidence Are you disabled and have been on disability for 2 years or more? Navigating the world of Medicare enrollment can be confusing, but don’t worry! Senior Healthcare Advisors is here to help. Discover expert advice, tips, and success stories as we guide thousands of seniors through the big world of Medicare, providing…

Live With Less Stress: 8 Tips For Your Golden Years The Basics It would benefit everyone if our golden years pass with ease and tranquility. Living a stress-free life as we get older requires practice and preparation and the following tricks and tips will help you better prepare to manage stressful situations while you move forward into your golden years….

Dual Special Needs in Medicare: Understanding Its Benefits Explore the world of dual special needs in Medicare and find out how it can provide tailored care for individuals with specific health conditions. Discover the advantages of Medicare Advantage plans and their ability to offer comprehensive coverage. Read on to gain a deeper understanding of dual special needs and how it…

National Cholesterol Education Month We are all aware that the foods we eat and drink can have a strong impact on whether or not your cholesterol levels are healthy or not. Each year in September we celebrate National Cholesterol Education Month, which makes it the best time for healthcare professionals, doctors, and nurses. These professionals spend time educating those interested…

Importance of Preventative Vaccines for Medicare Advantage Plan Holders Preventative vaccines play a crucial role in safeguarding the health and well-being of individuals, particularly for Medicare Advantage plan holders. Seniors are more vulnerable to picking up various diseases and their complications. Vaccines offer a proactive approach to disease prevention, significantly reducing the risk of infections and their associated health burdens….

Harness Nature’s Power: Health Benefits of National Parks and Recreation Month “I go to nature to be soothed and healed and to have my senses put together.” John Burroughs People have been celebrating Park and Recreation Month in the United States since 1985 to promote building resilient, strong, and vibrant communities through the strength of parks and recreation while recognizing…

Embracing Life: Navigating the Shadows of Suicidal Thoughts “When the going gets tough, lean on those who’ve got your back.” – Unattributed Anchoring Hope in Troubling Times Dwelling on ending one’s life, much like other mental wellness issues, can impact anyone, no matter their background, gender, age, or race. Dubbed suicidal ideations, they’re distressing, yet quite common. Yet, it’s crucial…

Unlocking the Power of Your Perfect Age: Embrace the Potential Maybe for a while now you have been longing for a time when your face had fewer lines and your hair had no dye, but aging has a beauty you can’t see with the naked eye. Not only do you become wiser than your 20-year-old self, but the brain doesn’t…

The Timeless Power of Laughter: How it Boosts Happiness and Well-being We’ve all heard the old saying “Laughter is the best medicine.” Well, there is a great deal of truth in this adage! In every senior there is a plethora of knowledge, memory, and perspective that only time and experience can grant, so just “imagine” their “imagination”! For any senior…

Empowering Seniors: Enhancing Health and Wellbeing Through Medicare Advantage Plans in Low-Income Communities Believe it or not, poverty has been reported as a health issue amongst seniors, with 45 percent of adults ages 65 and older being considered impoverished, falling below the poverty level. This is according to a 2015 Kaiser report. The main contributing factors to this number include…

Unlocking Graceful Aging: 15 Essential Tips for Embracing the Aging Process Ever wonder how some individuals live to be 100 years old with glee and grace? Good genes, we are sure, play a part, but a sense of purpose and an optimistic spirit may be what matters most. A literature review belonging to Applied Psychology confirmed a compelling association between…

Getting Started With Medicare Advantage Choosing the best Medicare advantage plan can become a long and excruciating process without having the right team of experts to support you in your decision-making. It may take you less than an hour to pick a Medicare Advantage plan, but the decision you make determines your access to healthcare services and the cost associated…

Managing and Coping with a Serious Illness: Tips for a Supportive Journey A diagnosis of heart disease, cancer, or other serious illnesses can be traumatic. But there are effective measures you can take to preserve your quality of life and cope with the emotional distress. A severe injury or illness can create chaos in every aspect of your life, whether…

Age-Related Hearing Loss: What You Should Know Gradually diminishing hearing or age-related hearing loss is a common problem for individuals over 65. It is a condition referred to as presbycusis and one out of every three older adults experience some level of hearing loss. Because it is so gradual, the person may not even be aware of the issue until someone…

Fall Prevention for Seniors: Asses Your Risk and Stay Safe! September is Falls Prevention Awareness Month, which offers a chance for you to do your fall risk assessment and to become proactive in keeping yourself safe.  According to the Centers for Disease Control (CDC), approximately 3 million seniors are tended to in emergency rooms every year for injuries related to…

10 Frequently Asked Questions About Medicare Advantage 📚 Related: Medicare Advantage Coverage: Comprehensive Immunization Benefits 1. Will I lose my doctors if I get a Medicare Advantage Plan? Doctors fall in and out of plan networks on a rolling basis. This means that your doctor can be in-network with your plan today, and then leave the network tomorrow. Alternatively, your…

The Key to Happiness and Engagement for Seniors: Exploring Benefits of Learning Something New For most individuals, learning new things is probably something we thought about in the past when we were in a classroom. However, as we age, learning new things still makes our world bigger, and it is beneficial for any age group. If you believe it’s hard…

At the Heart of Caregiving: The Emotions Behind Caregiving If you become a caregiver all of the sudden, whether it is by default or willingly, a plethora of emotions may arise once you take on the challenge of caregiving. Some of these emotions may happen immediately and some don’t arise until you have been “on the job” for a while….

Unlocking the Fountain of Joy: How Seniors Thrive and Flourish through Lifelong Learning That old saying “you can’t teach an old dog new tricks” is far from the truth. It’s never too late to learn new things. You would be surprised at the number of seniors who go back to high school and graduate, get their GEDs, or earn a…

Medicare Advantage Coverage: Comprehensive Immunization Benefits Medicare Advantage plans are vital in providing comprehensive healthcare coverage to older adults. Regarding immunizations and routine vaccines, Medicare Advantage offers many benefits to older plan participants. These plans prioritize preventive care, ensuring that beneficiaries have access to recommended immunizations and vaccines. Medicare Advantage works for immunizations, including routine vaccines, boosters, and vaccines specifically…

How Medicare Advantage Supports Senior Independence Independence is a cherished value, and for those aged 65 or older or who have had a disability for a duration of 24 months or more, it becomes even more essential as they grow older, with many struggling to maintain autonomy. Medicare Advantage, also known as Medicare Part C, plays a crucial role in…

Unraveling the Mystery: A Deep Dive into the Top #5 Myths about Medicare Advantage Plans There are a myriad of misconceptions surrounding Medicare Advantage plans. Today, we will tackle these myths head-on and lay bare the facts. So, let’s debunk some common myths about Medicare Advantage plans. Myth #1: Medicare Advantage plans are more expensive than traditional Medicare Fact: Medicare…

Enhancing Your Well-being: Navigating Medicare Advantage for Your Annual Health Assessment Getting an annual checkup is important for people of all ages. It can help assess potential problems before they start, and early detection of illnesses or conditions is a way to practice preventive health care. Preventative measures such as establishing a baseline with your doctor can often lead to…

Exploring the Impact: Wellness Programs Enhancing Medicare Advantage Plans Medicare Advantage plans have gained popularity among older adults in recent years due to their additional benefits and lower out-of-pocket costs compared to traditional Medicare plans. One of the biggest benefits that Medicare Advantage plans offer is wellness programs. These programs are designed to help seniors improve their health and well-being,…

Safeguarding Seniors: 5 Must-Haves for a Secure Lifestyle As people age, their health needs change, and ensuring senior safety becomes a top priority. Older adults are more susceptible to certain risks and health issues that can significantly impact their well-being and quality of life. However, with the right measures in place, many of these concerns can be mitigated and reduced….

Advancing Health Equity: How Medicare Advantage Supports National Minority Health Month National Minority Health Month serves as a reminder of the importance of addressing healthcare disparities and promoting health equity among minority populations. In the United States, minority communities often face unique challenges and barriers to accessing quality healthcare. In this blog post, we will explore how Medicare Advantage, a…

Unmasking Social Security: Understanding the Challenges and Solutions Social security sometimes can feel social insecurity. If you haven’t paid some old debts your benefits may be garnished. 2021 was that last year the Social Security Administration had with complete data. According to that data, 70 million people received benefits from programs administered by the Social Security Administration. The largest recipient…

HeartSmart Nutrition: #8 Ways To Unleashing the Power of Healthy Eating Most of us are aware that our diets can impact the risk for heart disease and that changing the way we eat is easier said than done. Whether you just want to eat healthier or you have years of poor eating habits, here are eighty heart-healthy nutrition tips: #1….

National Safety Month: Ensuring Senior’s Well-being and Security Unbreakable Spirits: Seniors Rocking A Safety Life The Importance of Wearing Helmets While Riding Bikes It’s wrong to assume anyone is too old to ride a bike or that there is a higher chance for seniors to get hurt. The most likely reason a senior would injure themselves is the same for…

Honoring Fathers: How Medicare Advantage Supports Their Healthcare Needs Father’s Day is a special day to celebrate and honor fathers, grandfathers, and all the men who have played a significant role in our lives. As we reflect on the importance of fathers, it’s also essential to recognize the unique healthcare challenges they face and the importance of supporting their healthcare…

Ensuring a Secure Retirement: The Role of Medicare Advantage Plans As retirement approaches, financial security becomes a central concern for many individuals. Preparing for retirement entails several considerations, including one crucial aspect that is often overlooked – healthcare costs. One key player that can significantly alleviate these costs is Medicare Advantage Plans. Leveraging Medicare Advantage Plans can ensure you have…

As a senior, understanding and navigating Medicare drug coverage is crucial to ensuring you have access to the medications you need while managing your healthcare expenses. With numerous plans and options available, it can be overwhelming to make the right choices. That’s why this guide is here to provide you with valuable insights and tips to help you confidently navigate Medicare drug coverage.

One important step is to review your medications. Creating a list of all the prescription drugs you currently take, along with their dosages and frequencies, will enable you to assess which Medicare plan offers the most comprehensive coverage tailored to your specific needs. By doing so, you can avoid unexpected costs and ensure your medications are covered.

Comparing plans is another key aspect. Take the time to explore the different Medicare drug plans available in your area. Look beyond just the monthly premiums and consider factors such as deductibles, copayments/coinsurance, and the list of covered medications known as the formulary. By carefully evaluating these elements, you can choose a plan that strikes the right balance between cost and coverage.

Consideration should also be given to the pharmacy network associated with the Medicare drug plan you’re considering. Checking if your preferred pharmacy is in-network can have a significant impact on your out-of-pocket costs. Using an in-network pharmacy allows you to maximize your benefits and potentially save money on prescription expenses.

Understanding the coverage stages of Medicare drug plans is essential for effective planning and budgeting. Familiarize yourself with the initial coverage stage, the coverage gap (commonly known as the donut hole), and the catastrophic coverage stage. Each stage has its own cost structure and coverage limitations, so being aware of them will help you anticipate expenses and make informed decisions.

To optimize your savings, explore the utilization of generic medications and mail-order options. Generic drugs often offer the same therapeutic benefits as their brand-name counterparts but at a lower cost. Additionally, some Medicare drug plans offer convenient mail-order services for obtaining long-term medications. Utilizing these options can be both cost-effective and time-saving.

Financial assistance programs are available to help eligible individuals reduce their prescription drug costs. Programs like Extra Help (Low-Income Subsidy) provide substantial savings on premiums, deductibles, and copayments. Investigate whether you qualify for such assistance programs and take advantage of the potential savings they offer.

Lastly, remember to regularly review your Medicare drug plan. Plans can change their formularies, cost structures, and coverage on an annual basis. By reviewing your plan during the Annual Enrollment Period, you can ensure that it still aligns with your medication needs and offers the best value for your specific situation.

Navigating Medicare drug coverage doesn’t have to be intimidating. With the right information and guidance, you can make informed decisions that optimize your coverage, minimize costs, and provide peace of mind when it comes to your prescription medications.

#7 Benefits You May Not Know About Medicare Advantage Plans Medicare Advantage plans offer a broad range of benefits and have gained popularity among older adults due to the extra benefits and lower out-of-pocket costs compared to traditional Medicare plans. While many people are aware of the standard benefits of Medicare Advantage plans, such as prescription drug coverage and preventative care services,…

#3 Benefits of Using a Medicare Advantage-Approved Pharmacy Using a  Medicare Advantage Approved Pharmacy it offers numerous benefits to beneficiaries, ensuring convenient access to medications while optimizing healthcare coverage. These pharmacies meet the criteria and standards set by Medicare Advantage plans, delivering a seamless patient experience. By choosing a preferred pharmacy within a Medicare Advantage plan, individuals can unlock various…

As we age, healthcare becomes more and more important, and the cost of medical treatment can become increasingly burdensome. Fortunately, Medicare is available to help seniors cover the cost of healthcare, but navigating the different Medicare plans can be confusing. One option that may be worth considering is the Medicare HMO plan. HMO stands for Health Maintenance Organization, a Medicare…

You may be considering different plan options if you are eligible for Medicare. One popular choice is the Medicare PPO plan, which offers a range of benefits that can help you save money and get the care you need. PPO, or Preferred Provider Organization, plans allow you to receive care from a network of healthcare providers and see providers outside…

Medicare is a federal health insurance program that protects people over 65 and those who meet specific criteria for a disability. A PPO plan is one of the alternatives provided by Medicare. A PPO (preferred provider organization) that provides more freedom than conventional Medicare in selecting physicians and hospitals. A Medicare PPO Plan is a form of Medicare-approved health plan…

The health insurance plan known as Tricare for Life (TFL) is available to qualifying military retirees and their eligible dependents. Medicare, the federal health care program for many Americans 65 and older and those with specific disabilities, differs from this.  Tricare and Medicare will collaborate to provide your health benefits if you’re among the numerous military retirees. Together, Medicare and…

A joint federal-state program called Medicaid helps some people with low incomes and resources pay for medical expenses. Medicare does not often cover Medicaid benefits like personal care services or nursing facility care. Each state has its own set of regulations governing Medicaid eligibility. All states provide a range of Medicaid programs, each with its requirements for eligibility and coverage….

Most Medicare beneficiaries are uncertain as to whether Medicare covers dental care. Regular dental care is unfortunately not covered by Original Medicare. You do have options, though, in terms of Medicare dental coverage. To cover cleanings, exams, and other dental care, you can buy a dental plan in addition to Original Medicare if you decide to continue it. If you…

Many people are enrolled in Medicare, but they may not be aware of everything it covers. One common question is whether Medicare will help pay for vision costs. Medicare vision coverage is an often misunderstood aspect of Medicare Insurance. It is important to understand the details to make informed decisions about your healthcare costs. Traditional Medicare coverage includes basic eye…

If you’re nearing retirement age, you may wonder how to apply for Medicare. The process is fairly simple, and in this blog post, we’ll walk you through everything you need to know. Whether you’re just turning 65 or retiring from your job, we’ll help make sure you get the coverage you need.  Do I Automatically Get Medicare When I Turn…

If you’re considering enrolling in a Medicare Advantage plan, it’s important to know when you can sign up. The enrollment period for Medicare Advantage plans differs from other types of health insurance, so it’s important to be aware of the timeline. In this post, we’ll outline the enrollment period for Medicare Advantage plans and explain how it works.  What is…

Medicare vs. medicaid. Medicare and Medicaid are two important healthcare programs in the United States designed to provide health coverage to different population segments. Despite having similar goals of ensuring access to quality healthcare, these programs have distinct differences in eligibility criteria, covered services, and out-of-pocket costs. Understanding the difference between Medicare and Medicaid is important for individuals who are…

Choosing a Medicare Advantage plan can be confusing and overwhelming, with many options available. However, selecting a plan that fits your healthcare needs and budget is important. Medicare Advantage plans are a type of Medicare insurance that provides coverage for medical services and often offers additional benefits like prescription drug coverage and routine dental and vision services. In this guide,…

What Does Medicare Dental Cover? Your teeth are important. They help you eat, speak, and smile with confidence. And keeping them healthy requires regular care and attention. While Medicare provides coverage for many health-related services, it does not cover most dental services. This article will explore what Medicare dental covers and does not cover and what options may be available…

Does Medicare Cover Hearing Aids? According to government statistics, nearly 30 million U.S. adults could benefit from hearing aids. Age is the primary factor in predicting hearing loss, with individuals between 60 and 69 most at risk. However, not all individuals who require hearing aids use them. In fact, among seniors aged 70 and older who could benefit from Medicare…

What is a Medicare Advantage Plan? The Medicare Advantage Plan, also known as Medicare Part C, is a type of health insurance offered by private insurance companies that contract with the federal government to provide Medicare benefits to eligible individuals. It is an alternative to Original Medicare (Medicare Part A and B). It typically includes additional benefits not covered under…

What Do I Need to Do Before Turning 65? Do you know what you need to do before turning 65? At age 65, you may have various plans and aspirations, such as spending time with grandchildren, retiring, or taking a long-awaited trip. However, 65 also marks an important milestone for your healthcare as it is the age when you become…

How Do Tricare and Medicare Work Together? With so many changes to healthcare happening lately, it takes time to keep up with what’s covered and what needs to be covered. Tricare and Medicare are two government-sponsored health insurance programs that work together to provide coverage for American citizens. Both programs have their own eligibility requirements, benefits, and providers, but beneficiaries…

What is the Medicare Open Enrollment Period? The Medicare Open Enrollment Period is the year when people with Medicare can choose or change their health and prescription drug coverage for the following year. If you’re happy with your current coverage, you don’t need to do anything during Open Enrollment. But if you want to make changes, now is the time!…

What is the process of applying for Medicare and Medicaid if you already receive disability benefits? Senior Healthcare Advisors What is Medicaid? Medicaid offers healthcare coverage to low-income and disabled citizens of the United States. Each state determines the coverage details, but every state has to offer certain services, including hospital services and specific doctors.  You can also get coverage…

Don’t Miss The Enrollment Period Now’s Your Chance! Annual Enrollment started on October 15th. The Annual Enrollment Period (AEP) is the time of year when you, as a beneficiary, can change your current coverage. AEP runs from October 15th to December 7th. Before AEP starts in October, the plans wait to update pending new Medicare guidelines, allowing you to check…

Vitamin B: Health Benefits Backed by Science Part 2 of the Senior Healthcare Advisors Health Information Series on Vitamins By Dr. Marilyn Fieldf : Senior Healthcare Advisors ***All B vitamins are water soluble, meaning the body does not store them. Water-soluble vitamins are carried through the bloodstream, and whatever is not needed passes out of the body in urine*** Good…

Vitamin A: Health Benefits Backed by Science Part 1 of the Senior Healthcare Advisors Health Information Series on Vitamins By Dr. Marilyn Fieldf/Senior Writer: Senior Healthcare Advisors ”I am a big believer in self-love. And a good way to do it is through vitamins. If you drink enough water and take your vitamins, your body will clean itself” –Dr. Marilyn…

Seniors and Loneliness By Dr. Marilyn B. Field/Senior Healthcare Advisors “We long to belong, and belonging and caring anchors our sense of place in the universe.”  –Patricia Churchland, a contemporary neuroscientific philosopher. Deteriorating health, life changes, shrinking social circles, and transportation challenges can lead to isolation for seniors. Isolation then turns into loneliness which can have devastating effects on the…

Posture Matters By. Dr. Marilyn Field/Senior Healthcare Advisors As we grow older, our spines start to change. The discs that cushion the bones start to thin out and eventually break down as we age. Also, the cartilage and connective tissues become thinner and start to lose elasticity. However, as scary as this sounds, there are ways to minimize our “height…

Psychological Trauma

Medicare Dental Coverage Can I Get Dental Coverage through Medicare? Yes and No? The answer depends on the Medicare coverage you currently have with basic dental care. If you only have Medicare Part A, hospital, and Part B, medical, then no. If you have a Medicare Advantage plan or Medicare Part C That only cover routine dental services, yes. Why…

Understanding Medicare Advantage Healthcare Information by Senior Healthcare Advisors Medicare Advantage is also known as Medicare Part C. It is technically still a part of Medicare, but it is not sold or managed by the federal government. The government sets rules and guidelines, but private insurance companies sell and administer the plans. Some good news from Senior Healthcare Advisors: there…

Seniors and Self-Esteem Part 1 Positive Aging Health News from Senior Healthcare Advisors Low self-esteem can affect your mental health and overall health and wellness. People are troubled by low self-esteem at all ages. When you lack confidence in yourself, you may avoid trying new things and meeting new people and fall into negative thinking. This can be especially challenging…

Prebiotics and Probiotics: Why You Need Both Health News from Senior Healthcare Advisors Prebiotics and Probiotics Prebiotics and probiotics work together to support your body’s building and maintaining healthy bacteria and other microorganisms, which aid in digestive health. Taking both prebiotics and probiotics is called microbiome therapy. Prebiotics and probiotics work with each other to create an environment where beneficial…

HEALTH AND WELLNESS NEWS FROM SENIOR HEALTHCARE ADVISORS Most of us feel the cold of the winter every now and then. But, did you know that being very cold can make you really sick? Seniors lose body heat much faster than they did in their younger days. Changes that accompany aging can also make it harder for you to notice…

Health News from Senior Healthcare Advisors Everyday activities can become increasingly more difficult as we age. For many older adults, good personal hygiene can be hindered by mobility issues or a sheer lack of energy. Dementia, isolation, depression, medication side effects, or fear of falling can all be reasons for seniors to begin to neglect their personal hygiene and grooming….

Seniors and Prescription Drug Abuse Health News from Senior Healthcare Advisors Prescription drug abuse happens when someone misuses their prescription medication. Prescription drug misuse can have serious medical consequences. It can happen so quickly that you may not even know you are slipping into a real problem. Anytime you take a medication differently than your doctor prescribed, you are running…

Caretakers Coping with a Loved-One’s Alzheimer’s Disease Health News from Senior Healthcare Advisors If you are caring for a loved-one who is suffering from Alzheimer’s disease (AD), you may be facing some difficult challenges as you try to understand behavior changes and provide care for your loved one. Understanding the actions of a person with Alzheimers Disease can help to…

SSA Survivors Benefit Informational News From Senior Healthcare Advisors Social Security benefit or SSA survivor benefits are paid to widow or widower, and dependents of eligible workers. This benefit is of particular importance for young families with children. If you pass away, the members of your family may receive survivors benefits. Part of your taxes from while you were working,…

When someone you care about is dealing with a serious illness or a life-threatening illness, it can be very difficult to know what to do or say. Your loved one is most likely experiencing some difficult emotions that can leave you not knowing how to show your support. The sad truth is that oftentimes, a person’s circle of friends dramatically…

Seniors, Service Dogs, and Emotional Support Pets Service pets can help seniors who have mobility issues, chronic illnesses, and mental health issues live more independently. What is a Service Dog? First let’s talk about dogs! When it comes to seniors with disabilities or impairments completing essential activities of daily living, service dogs are different from just having a pet. They…

Walk Your Way into a Healthier Lifestyle: 3 Walking Techniques You Would Love To Try With the advances in technology and transportation, human beings now spend at least six hours per day sitting. A great deal of scientific research indicates severe health consequences for our circulatory system, posture, weight, sleep, and longevity when spending too much time sitting on the…

Food For Thought: Are you Sitting Correctly? Learning how to sit correctly is important for maintaining a healthy spine and back and a good posture. Sitting straight is good for your physical health. It also aids in building your self-confidence. We spend a lot of time sitting; we travel in a sitting position, many works sitting at a desk, and…

Chronic Pain and Depression: Symptoms, Triggers, and Treatment Chronic pain means just that. It is a pain that lasts longer than three months…a long time and hurts more than the pain was in the original issue. Coping with long-term or chronic pain is tough. It’s even tougher when you live with chronic pain and depression. It worsens as chronic pain…

Good Versus Bad Cholesterol: What’s The Difference? We have all heard the term “cholesterol,” but many of us only vaguely understand what it means. When discussing heart health, most of us know that cholesterol is a common theme. You may wonder why you should be interested in learning about cholesterol. Your cholesterol levels are crucial for your overall health, including…

Colonoscopy: What You Need to Know If your doctor recommends that you have a colonoscopy, the good news is that you don’t have to worry. Your imagination may take over and leave you visualizing an awful procedure, but it’s not. Most likely, you will be asleep during the procedure. Most people find the preparation for a colonoscopy is the worst…

Keeping Healthy Skin for Seniors As we get older, our skin may not look as plump and smooth as in our younger years. Aging skin loses fat and becomes thinner. Scratches, bumps, or cuts can take longer to heal. Like so many people, you spend a lot of time getting a tan or working outside during your life. It may…

Signs and Symptoms of Different Thyroid Diseases Your thyroid is a butterfly-shaped gland in your neck. It is an endocrine gland that makes hormones. Hormones secreted by your thyroid control the rate of various activities in your body. These include how fast your heart beats and the speed that you burn calories. How all activities work together is known as…

New Medicare Plans Dishing Out Monthly Cash For Healthy Groceries Healthy Groceries Eating a healthy diet is essential to staying healthy as you age. It can help you stay energized, maintain a healthy weight, and get the nutrition you need. It also lowers your risk of developing chronic health conditions, such as diabetes and heart disease. Healthy foods are vital…

Sometimes, when just coming home after a hospital stay, the last thing a person wants to do or can do is prepare their meals. Medicare Advantage (also known as Medicare Part C) is a healthcare option you can choose to increase your Original Medicare coverage and get additional benefits like no-cost home-delivered meals. Original Medicare, which includes hospital coverage (Part…

Week by Week Guide for Knee Replacement Recovery Many adults suffer from knee pain as they grow older and their joints start to “wear out.” Most commonly, this pain is caused by osteoarthritis. Fortunately, technology continues to be amazing! These days, total knee replacement surgery is a common procedure, even for the elderly. An artificial joint made of polymers, high-grade…

Health Benefits of Ginger Ginger is a root that has been consumed for millennia. This plant has the most impressive health benefits to boost the health and wellness of your body to the next level. Some healthy and nutritious ginger supplements stand the test of time, and Ginger root is no food fad! From improving digestion to helping prevent heart…

Oh My Back! Age-Related Back Pain While seniors can experience the same pain-related conditions that also affect younger people, those over 65 are more likely to suffer from lower back pain and arthritis. Spine Health.com (2022) states that two of the most common causes of lower back pain in seniors include spinal stenosis and osteoarthritis. Causes of Osteoarthritis Arthritis, in…

Is it safe for older adults to exercise? Medicare Benefits Most seniors over the age of 65 can safely exercise, even if they have mobility challenges and chronic conditions. Before starting any exercise program, you must talk with your doctor to determine which exercise options suit your activity level and health. Then, you can experience the immense and proven health…

With Medicare Part B premiums rising in 2022, you may want to look for ways to save money and lower your premiums on your Medicare costs. New Medicare Advantage giveback plans do just that…give back! They give back a portion of your Part B premium. A Medicare Part B giveback plan is a Medicare Advantage plan with a reduction in…

Headache and Migraine Triggers in Older Adults (Some Remedies) Headache and sometimes migraines are common among seniors. Fortunately, migraines seem to be less severe as someone gets older. Even though seniors frequently report headaches, migraine prevalence is less likely for those over the age of 65, except for those diagnosed with a headache or migraine disorder younger in their lives….

Living with Chronic Fatigue Syndrome (CFS) Chronic fatigue syndrome (CFS), also known as Myalgic encephalomyelitis, is a complicated, serious, and long-term condition that involves many different body systems. It is a complex disorder characterized by extreme fatigue lasting at least six months, which cannot be explained entirely by an underlying medical condition. Individuals suffering from CFS are often unable to…

Accidents, health crises, and natural disasters happen. That is why Senior Healthcare Advisors wants you to be fully prepared for any emergency! We have created a list of helpful tips on what to put in your first aid kit! First aid means taking immediate action against a medical problem. It can be as easy as putting on a band-aid or…

Covid-19 The OTC card is a prepaid debit card with some Medicare Advantage plans. The card is preloaded monthly or quarterly with money that can be used to purchase plan-approved OTC items at in-network locations. Generally, the program will provide a prepaid debit card that can be used at in-network retailers; however, some plans offer a catalog instead. This catalog…

Optimizing your health and wellness through yoga, you will feel more energized and have fewer aches and pains, allowing you to be more independent, safer, and stronger when we exercise. Yoga has been noted as the best form of exercise for seniors. It improves balance, flexibility and enhances our mood! Chair Yoga Yoga can be easily modified to suit your…

Copays or coinsurance are not the enemy. Here’s the bottom line – if you are receiving Medicare benefits, you either pay a coinsurance or a copay. It is totally up to you which one you choose, but before you do, here is something you should probably know. What is coinsurance? A coinsurance is a portion of your medical bill that…

Over-the-counter items or OTC card for short are medicines or products that are used to aid in the treatment or management of certain health conditions or for general health and wellness. These items are called over-the-counter items because they usually do not require a prescription to acquire – you can typically order them by picking them up in-store or requesting…

According to Social Security Administration, every day, approximately 10,000 baby boomers in the United States hit their retirement age. Unfortunately, many are unprepared for retirement, lacking sufficient retirement savings or a retirement budget. While many soon-to-be retirees will face financial issues, there’s one issue that stands out for the majority of baby boomers … The cost of Healthcare! When surveyed,…

Social Security was never meant to be your only source of income when you retire and we are certain that you did not plan to be in such a huge income deficit in what should be the delight and highlight of your life – retirement. But with meager pensions, almost nonexistent savings and expected life spans continuously getting longer, Social…

Diabetes is a national phenomenon and an epidemic by right. It is also a sweeping health issue among seniors in the US, with 25% of people ages 65 and older suffering from diabetes. This means that about 12 million seniors are suffering from this condition. This is not a disease to be taken lightly since the more aged a person…

Medicare Advantage plans have proven repeatedly that they are the answer to many of the healthcare needs that arise with Medicare beneficiaries. This is one of the reasons why many Medicare beneficiaries are on the hunt for the best Medicare advantage plan and the top-rated Medicare advantage plans in 2021. But don’t take my word for it, a quick database…

Heart disease is the number one cause of death in the United States, but we can do much to change that. What you put into your diet directly impacts your heart health, which means making a few changes in your diet could save your life. If you want to lower your blood sugar and bad cholesterol or help unblock your…