*We are not affiliated with or connected with *Medicare or any other government program or agency.
Vision Insurance
Original *Medicare Vision Insurance does not cover vision benefits like glasses, contacts, or services like vision exams. Instead, you are required to spend out of pocket for these services.
However, there’s another option available to you. You can receive vision coverage through a Medicare Advantage plan.
Medicare Advantage Plans offer several benefits:
➔ Routine vision exams
➔ Glaucoma Screening
➔ Cataracts Surgery
➔ Eyeglasses
➔ Contact lenses
➔ Diabetic Retinopathy
These benefits are provided through a Medicare Vision Plan HMO or PPO plan, as long as you meet specific criteria. You must have both Medicare Part A and Medicare Part B coverage and enroll during a qualifying enrollment period.
“Not every plan includes all the benefits listed above or mentioned on this site. It is essential to consult a licensed professional for guidance.”
Medicare Part A Vision Benefits
Medicare Part A only covers vision care in cases of medical emergencies or traumatic injuries. It does not extend to routine eye exams or refractions. If you rely solely on Medicare Part A for vision coverage, you are responsible for covering the entire cost of your vision needs.
Medicare Part B Vision Benefits
Medicare Part B provides some coverage for vision care, excluding routine eye exams. It covers vision correction only when necessary following cataract surgery. However, it does not include coverage for eyeglasses, contact lenses, or refractive surgeries. Medicare Part B does cover annual glaucoma screenings for individuals at high risk. Additionally, it covers cataract surgery and the associated costs, with beneficiaries responsible for a 20% Medicare coinsurance after meeting their annual Medicare deductible.
Medicare Part C (Medicare Advantage) Vision Benefits
Medicare Part C, also known as Medicare Advantage, offers an alternative way to access Original Medicare Vision benefits. Private insurers approved by Medicare provide Medicare Advantage plans. These plans are required to offer at least the same benefits as Original Medicare Vision Plan (with the exception of hospice care, which remains covered by Medicare Part A). Private insurers can also include additional benefits, such as dental, vision, and Medicare prescription drug coverage. If a Medicare Advantage plan includes routine vision coverage, your premiums may be slightly higher compared to plans that do not. Some Medicare Advantage plans offer comprehensive vision care, including eye exams, vision correction devices, and other vision-related services.
It’s imperative for beneficiaries to thoroughly explore available dental coverage options, ensuring alignment with their specific healthcare and financial needs. Always validate information with the most recent and localized data to ensure accurate and beneficial plan selection.
“Get Help Enrolling in a Medicare Advantage Plan from a Licensed Sales Agent”
LATEST HEALTH NEWS
Deciphering the differences between Medicare and Medicaid can be challenging, as both programs play critical roles in providing
Introduction: Navigating Medicare prescription coverage can feel like a daunting maze, with numerous plans, formularies, and options to consider.
Introduction: In recent years, the landscape of healthcare has undergone a significant transformation with the emergence of the "Wellness
Empowering Caregivers: A Comprehensive Guide to Medicare Advantage Enrollment for Power of Attorneys
Introduction: Medicare Advantage plans offer an alternative approach to healthcare coverage for Medicare beneficiaries. Understanding these plans is crucial
"Every strike brings me closer to a home run." — Babe Ruth What does a Medicare Cost plan cover? Medicare
Senior Healthcare Advisors/Dr. Marilyn Field After you are enrolled in Medicare Part B (medical), you can then enroll in
WHAT WE OFFER ?
Choosing the best Medicare advantage plan can become a long and excruciating process without having the right team of experts to support you in your decision-making. Read More
The first step in understanding Medicare health insurance and all the benefits you can get with Medicare is to ask the right questions. These are a few of the right questions to ask with the answers. Read More
Over-the-counter items or OTC for short are medicines or products that are used to aid in the treatment or management of certain health conditions or for general health and wellness. Read More
Cataracts enormously impact the quality of your life and your activities of daily living. Read More
Gradually diminishing hearing or age-related hearing loss is a common problem for individuals over 65. It is a condition referred to as presbycusis, and one out of every three older adults experience some level of hearing loss. Read More
Yes and no. The answer depends on the Medicare coverage you have currently. If you only have Medicare Part A, hospital, and Part B, medical, then no. If you have a Medicare Advantage plan or Medicare Part C, yes. Read more
With Medicare Part B premiums rising in 2022, you may want to look for ways to save money and lower your premiums on your Medicare costs. New Medicare Advantage giveback plans do just that…give back! They give back a portion of your Part B premium. Read More
Skip to content