Most individuals have a feeling they should be doing something during the Medicare Open Enrollment (MA-OEP), but they are not quite sure what. The constant bombardment of television, internet, and radio ads can cause anxiety and confusion because they make people wonder if they should be changing something. We get many phone calls with people saying, "AEP just ended. What is the difference between AEP and MA-OEP?" The Annual Enrollment Period (AEP) is the time of year when you, as