Copays or coinsurance are not the enemy. Here's the bottom line - if you are receiving Medicare benefits, you either pay a coinsurance or a copay. It is totally up to you which one you choose, but before you do, here is something you should probably know. What is coinsurance? A coinsurance is a portion of your medical bill that you are responsible for - the one that you get a bill for in the mail. Coinsurance is calculated as a percentage

According to Social Security Administration, every day, approximately 10,000 baby boomers in the United States hit their retirement age. Unfortunately, many are unprepared for retirement, lacking sufficient retirement savings or a retirement budget. While many soon-to-be retirees will face financial issues, there's one issue that stands out for the majority of baby boomers

Diabetes is a national phenomenon and an epidemic by right. It is also a sweeping health issue among seniors in the US, with 25% of people ages 65 and older suffering from diabetes. This means that about 12 million seniors are suffering from this condition. This is not a disease to be taken lightly since the more aged a person with diabetes gets, the more prone they are to having complications from the illness. According to the World Health Organization,