How Medicare Advantage Supports Senior Independence
Independence is a cherished value, and for those aged 65 or older or who have had a disability for a duration of 24 months or more, it becomes even more essential as they grow older, with many struggling to maintain autonomy.
Medicare Advantage, also known as Medicare Part C, plays a crucial role in supporting people aged 65 or older or having a disability for a duration of 24 months or more and those with disabilities independence by providing comprehensive healthcare coverage and offering additional benefits that extend beyond Original Medicare.
As Independence Day looms, it is essential to recognize how Medicare Advantage empowers those 65 and older or with a disability to maintain their independence and enjoy a higher quality of life.
Here is how a Medicare Advantage plan helps people aged 65 or older or who have had a disability for a duration of 24 months or more achieve and preserve their independence.
Comprehensive Healthcare Coverage
Medicare Advantage plans offer comprehensive healthcare coverage that includes all the benefits of Original Medicare (Part A and Part B). This coverage ensures that those 65 and older and those with disabilities can access necessary medical services, including hospital stays, doctor visits, preventive care, and specialized treatments.
By having a wide range of healthcare services covered, people aged 65 or older or having a disability for a duration of 24 months or more can proactively manage their health and address any medical concerns promptly, promoting their overall independence.
Prescription Drug Coverage
Prescription medications are often essential for people aged 65 or older or having a disability for a duration of 24 months or more to maintain their health and independence. Medicare Advantage plans often include prescription drug coverage, known as Medicare Part D.
This benefit helps people aged 65 or older or who have had a disability for a duration of 24 months or more afford their medications and ensures they have access to the necessary prescriptions to manage chronic conditions, prevent disease progression, and enhance their quality of life.
With access to prescription drug coverage within their Medicare Advantage plan, seniors aged 65 or older or having a disability for a duration of 24 months or more can maintain their independence by staying healthy and adhering to their prescribed medication routines.
Additional Benefits
Over and above the type of coverage that original Medicare offers are Medicare Advantage plans. These extra benefits can vary depending on the plan and insurer but often include:
Vision Care:
Medicare Advantage plans may cover routine eye exams, eyeglasses, and contact lenses. Maintaining good vision is crucial for people aged 65 or older or having a disability for a duration of 24 months or more to perform daily activities, drive safely, and enjoy an active lifestyle.
📚 Related: Does Medicare Cover Vision?
Dental Care:
Many Medicare Advantage plans offer dental coverage, including routine check-ups, cleanings, and even more extensive procedures like fillings and extractions. Good oral health promotes overall well-being and enables people aged 65 or older or having a disability for a duration of 24 months or more to eat comfortably, speak clearly, and maintain their confidence.
📚 Related: What Does Medicare Dental Cover?
Hearing Services:
Medicare Advantage plans may include coverage for hearing exams, hearing aids, and other hearing-related services. Preserving hearing health allows people aged 65 or older or having a disability for a duration of 24 months or more to communicate effectively, participate in social activities, and stay engaged with the world around them.
📚 Related: Does Medicare Cover Hearing Aids?
Fitness Programs:
Some Medicare Advantage plans provide access to fitness programs, such as gym memberships or exercise classes. Regular physical activity promotes strength, flexibility, and overall wellness, helping people aged 65 or older or having a disability for a duration of 24 months or more maintain their independence by reducing the risk of falls, improving mobility, and enhancing their overall quality of life.
Transportation Services:
Certain Medicare Advantage plans offer transportation benefits, assisting those aged 65 or older or having a disability for a duration of 24 months or more with getting to medical appointments, grocery shopping, or other necessary destinations. Reliable transportation ensures that people aged 65 or older or having a disability for a duration of 24 months or more can access essential services and maintain their independence, even if they are aged 65 or older or have a disability for a duration of 24 months or more. They no longer drive or have limited mobility.
📚 Related: How To Choose A Medicare Advantage Plan?
Telehealth Services:
Many Medicare Advantage plans now include telehealth services, allowing people aged 65 or older or having a disability for a duration of 24 months or more to consult with healthcare providers remotely. This convenient option eliminates the need for travel, reduces waiting times, and enables people aged 65 or older or who have had a disability for a duration of 24 months or more to receive timely medical advice and treatment from the comfort of their homes.
Conclusion
With a range of extended healthcare coverage and services and access to a wide range of additional benefits, Medicare Advantage empowers those 65 and older or who have had a disability for 24 or more months to manage their health, prevent medical issues, and enjoy a better quality of life. Medicare Advantage ensures that those 65 and older or with a disability for 24 or more months can age gracefully, maintaining control over their health and well-being and enabling them to live on their terms.
